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News for Real Estate Investors and Landlords — mortgage ownership

Who Owns My Mortgage?

Posted by 15789465 on

You are entitled to know who owns your mortgage.  Why does it matter? You might have certain legal rights that require you to send notice to the note owner before you can try to enforce those rights.  If you don't know who owns your mortgage, you can't send the notice to the right people; Your servicing company might be guilty of wrongdoing. As the agent of the mortgage owner, that might make the mortgage owner liable, also. You need to know who that is. Short sales and loan modification negotiations should be conducted differently depending on who owns your mortgage. ...

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